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Featured Cards
Orchard Bank Classic Cards
If you're looking for a card with built in benefits you can use on a daily basis and that provides you with the opportunity to establish better credit at the same time, you may be interested in the the Orchard Bank Classic Cards. Over the years, millions of people have used this group of cards to build their credit history.
- Your account information is updated and at your fingertips 24/7 so you can manage it your way.
- Email and text messages to remind you of your upcoming payment due date with online enrollment.
- Opportunity to build credit with automatic monthly reporting to the credit bureaus.
Click here to learn more about our card selection process.
| Introductory APR and Duration | Customary APR on Purchases and Balance Transfers | Penatly APR | Annual Fee | Other Fees to Open Account |
|---|---|---|---|---|
| N/A | Variable 14.90% to 28.90% or Variable 7.90% for Secured | Variable 29.49% | $0 - $74 for the first year, $35 - $79 per year thereafter | $0 - $39 Processing Fee |
Orchard Bank Online ecosmart Cards
The Orchard Bank Online ecosmart MasterCards are the perfect choice for giving back to yourself and the environment! It doesn't get easier than earning rewards with every dollar you spend, and all it takes to give back to Mother Earth is managing all your Account transactions online. This credit card is even made using zero carbon emissions and with bio degradable material!
- Enroll your account online and choose to receive your statements electronically instead of by mail.
- Sign up for eAlerts - emails you designate to notify you of your account status and payment due dates.
- Earn 2 points for every dollar you spend with your card, and redeem for ecofriendly rewards, gift cards or cash back.
To learn more about our card selection process, click here to learn more about our card selection process.
| Introductory APR and Duration | Customary APR on Purchases and Balance Transfers | Penalty APR | Annual Fee | Other Fees to Open Account |
|---|---|---|---|---|
| n/a | Variable 14.90% or Variable 7.90% for Secured | Variable 29.49% | $39 - $60 for the first year, $39 - $79 per year thereafter | $0 - $19 Processing Fee |
Orchard Bank Visa Cards
The Orchard Bank Visa Cards are designed for people seeking to rebuild their credit. They come with great benefits that fit the needs of managing an account easily.
- Online access any time of day to check your balance or schedule a payment.
- Enroll your account online for email alerts to remind you of your available balance and upcoming payment due date.
- Automatic monthly reporting to all three major credit bureaus which provides you the oppportunity to improve your credit score with good payment behavior.
To learn more about our card selection process, click here.
| Introductory APR and Duration | Customary APR on Purchases and Balance Transfers | Penalty APR | Annual Fee | Other Fees to Open Account |
|---|---|---|---|---|
| None | Variable 14.90% to 28.90% or Variable 7.90% for Secured | Variable 29.49% | $0 - $74 for the first year, $35 - $79 per year thereafter | $0 - $39 Processing Fee |
Orchard Bank Secured MasterCard®
The Orchard Bank Secured MasterCard is an excellent card for establishing or rebuilding credit in your name. It comes with a low 7.90% variable purchase APR, and the first year's annual fee will be waived.
- The ability to make online purchases or reservations, and access to manage your account 24/7.
- Email alerts to remind you of your upcoming payment due date when you enroll your account online.
- Simply print and mail your application with your deposit (minimum $200) to start building credit right away!
Click here to learn more about our card selection process.
| Introductory APR and Duration | Customary APR on Purchases and Balance Transfers | Penalty APR | Annual Fee | Other Fees to Open Account |
|---|---|---|---|---|
| N/A | Variable 7.90% | Variable 29.49% | $35, waived the first year | $200 Minimum Security Deposit |