Featured Cards
Orchard Bank Classic Cards
If you're looking for a card with built in benefits you can use on a daily basis and that provides you with the opportunity to establish better credit at the same time, you may be interested in the the Orchard Bank Classic Cards. Over the years, millions of people have used this group of cards to build their credit history.
- Your account information is updated and at your fingertips 24/7 so you can manage it your way.
- Email and text messages to remind you of your upcoming payment due date with online enrollment.
- Opportunity to build credit with automatic monthly reporting to the credit bureaus.
Click here to learn more about our card selection process.
| Introductory APR and Duration | Customary APR on Purchases and Balance Transfers | Default APR | Annual Fee | Other Fees to Open Account |
|---|---|---|---|---|
| N/A | Variable 14.90% - 19.90% or Variable 7.90% for Secured | Variable 29.49% | $35 - $79 | $0 - 49 Processing Fee |
Orchard Bank Secured MasterCard®
The Orchard Bank Secured MasterCard is an excellent card for establishing or rebuilding credit in your name. It comes with a low 7.90% variable purchase APR, and the first year's annual fee will be waived.
- The ability to make online purchases or reservations, and access to manage your account 24/7.
- Email alerts to remind you of your upcoming payment due date when you enroll your account online.
- Simply print and mail your application with your deposit (minimum $200) to start building credit right away!
Click here to learn more about our card selection process.
| Introductory APR and Duration | Customary APR on Purchases and Balance Transfers | Default APR | Annual Fee | Other Fees to Open Account |
|---|---|---|---|---|
| N/A | Variable 7.90% | Variable 29.49% | $35, waived the first year | $200 Minimum Security Deposit |